Effective Date: October 26, 2023
Welcome to ThriftMyLife.com, your go-to platform for sustainable living and thrifty lifestyle choices! We are thrilled to offer our content and services to you. Before diving into our website, app, or other services, we recommend that you read these Terms of Service thoroughly to ensure a clear understanding of the guidelines and expectations during your visit and interaction with our various offerings.
PLEASE READ THESE TERMS OF SERVICE (“AGREEMENT”) CAREFULLY. THIS AGREEMENT IS A LEGAL CONTRACT BETWEEN YOU (“USER”) AND THRIFT MY LIFE (“COMPANY,” “WE,” OR “US”).
By accessing or using any website with an authorized link to this Agreement, accessing or using any application with an authorized link to this Agreement, registering an account, or accessing or using any content, information, services, features, or resources available or enabled via the website or app (collectively, the “Services”), or by clicking on a button or taking another action to signify your acceptance of this Agreement, you:
- Agree to be bound by this Agreement and any future amendments and additions to this Agreement as published through the Services.
- Represent that you are of legal age in your jurisdiction of residence to form a binding contract.
- Represent that you have the authority to enter into this Agreement personally and, if applicable, on behalf of any company, organization, or other legal entity on whose behalf you use the Services.
If you do not agree to be bound by this Agreement, you may not access or use the Services.
Your use of the Services is also subject to any additional terms, conditions, and policies that we post separately on the Services (“Supplemental Terms”), which are incorporated by reference into this Agreement. Additionally, some features and tools accessible through our Services may be provided by third-party companies under their own separate terms of service (“Third-Party Terms”). By using these third-party features and tools, you agree to be bound by the applicable Third-Party Terms.
In accordance with Section 5.9 of this Agreement, we reserve the right to modify this Agreement or our policies related to the Services at any time, effective upon posting of an updated version of this Agreement or any applicable Supplemental Terms on the Services. You are encouraged to regularly review this Agreement. Your continued use of the Services after any such changes constitutes your consent to such changes.
1. Registration and Other Services
1.1 Registration Data
When you apply for or register an account for any of the Services, you agree to provide accurate, current, and complete information (the “Registration Data”) and to promptly update your Registration Data in the event of any changes. You agree not to register for an account if you are barred from using the Services under any applicable law or by the Company. You also agree to maintain the confidentiality of your account information and to notify us immediately of any unauthorized use of your account.
If you subscribe to a publication or other Service with a recurring charge, you agree to maintain current payment account and contact information for uninterrupted service delivery and billing. If we are unable to charge your selected payment method, we may seek to update your account information with your issuing bank and card association networks. Subscriptions purchased through the Services will be governed by the terms of the subscription offer at the time of enrollment.
1.3 Sponsored/Affiliate Content
Some sections of the Services may include content with links to third-party websites, for which the Company may receive compensation. By clicking on these links, you understand that you are leaving the Company’s platform, and any interactions on third-party websites are not governed by our terms.
1.4 Lead Generation
Certain Services may provide opportunities to be contacted by third-party suppliers for particular services. By providing your contact information, you consent to be contacted by these third parties, understanding that we are not responsible for their products or services.
1.5 Sweepstakes and Contests
All sweepstakes, contests, and other promotions conducted through the Services will be governed by their respective official rules, incorporated by reference into this Agreement.
1.6 Removal of Accounts
We reserve the right to remove or reclaim usernames at any time, for any reason. You acknowledge that you have no ownership or other property interest in your account, and all rights to the account are owned by the Company.
2. User Content
2.1 Responsibility for Content
You acknowledge and agree that you are solely responsible for all user-generated content that you make available through the Services or provide to the Company, whether online or offline, and whether or not solicited by the Company (“User Content”). This encompasses your submissions of ideas, suggestions, documents, and/or proposals to the Company. The Company is under no obligation to pre-screen any User Content, and you use all User Content and interact with other Users at your own risk. Despite this, the Company reserves the right, but does not assume the obligation, to monitor, review, refuse, or remove any content at its sole discretion. The Company may also disclose any information as necessary to satisfy any law, regulation, or government request, or to edit or remove any information or materials, in whole or in part, that are objectionable or in violation of this Agreement, the Company’s policies, or applicable law at the Company’s sole discretion.
2.2 Ownership of Your Content
The Company does not claim ownership of the User Content you provide. However, by posting or publishing Your Content on the Services, you confirm that you possess all necessary rights to grant the Company the license described in Section 2.3. You acknowledge that you have no rights or titles in any content on the Services except for Your Content.
2.3 License to Your Content
By submitting Your Content on the Services, you grant the Company, its agents, suppliers, and authorized personnel, a perpetual, worldwide, royalty-free license to use, copy, display, modify, distribute, create derivative works of, and exploit Your Content in any form or medium for any purpose. This license includes the right to enforce any intellectual property rights in Your Content across various jurisdictions. You also permit the Company to attribute authorship of Your Content to you, using your name, email address, or username as appropriate. You acknowledge that you will not receive any compensation for the use of Your Content. Remember that other Users can search, see, modify, and reproduce any of Your Content submitted to public areas of the Services, so be mindful of the personal information you disclose.
2.4 Ratings and Reviews
User-provided ratings and reviews are not endorsed by the Company and do not represent its views. The Company is not liable for any economic losses resulting from such ratings and reviews. Users posting ratings and reviews should base their opinions on actual, firsthand experiences. You agree not to provide ratings or reviews for any entity with which you have a competitive or economic interest, employment relationship, or other affiliation. Additionally, you will not submit ratings or reviews in exchange for payment or benefits and will ensure your reviews comply with this Agreement. The Company reserves the right to exclude, prohibit, or remove ratings and reviews at its sole discretion.
2.5 Restrictions on User Conduct
You agree not to use the Services in violation of this Agreement or applicable laws. You will not engage in activities or post content on the Services that infringe on intellectual property rights, are unlawful, harmful, deceptive, invasive of privacy, or offensive. You will not conduct unauthorized commercial activities, impersonate others, or violate the terms or spirit of this Agreement. You are solely responsible for the content and consequences of your activities.
3. Ownership of and License to Use Company Services
3.1 Use of the Services
This section establishes the ownership of the Services, specifying that, apart from User Content, the Company and its suppliers hold all necessary rights, titles, and interests. The Services are protected under copyright and other intellectual property laws worldwide. A limited license is granted to the user, allowing them to use the Services solely for personal, non-commercial purposes. This license is subject to the Agreement and extends to any future releases, updates, or additions to the Services. The Company, its suppliers, and service providers reserve all rights not explicitly granted in the Agreement.
The Company’s trademarks, logos, and other branding elements cannot be used without permission, especially in connection with third-party products or services. Trademarks belonging to other parties that appear on the Services are the property of their respective owners. Users are prohibited from altering, removing, or obscuring any copyright or trademark notices associated with the Services.
3.3 Restrictions on Use of Services
Users agree to a comprehensive list of restrictions regarding their use of the Services. These include prohibitions on commercially exploiting the Services, altering its content, using unauthorized software or devices to extract data, developing competing services, violating applicable laws, and engaging in harmful or unauthorized activities on the Services. Any unauthorized use of the Services results in an immediate termination of the licenses granted by the Company.
3.4 Third-Party Links
The Services may contain links to third-party websites, applications, or ads, which are not controlled or endorsed by the Company. The Company is not responsible for the content, products, or services accessible through these Third-Party Links, and the user uses them at their own risk.
3.5 Embedded Video Links
This section outlines the terms for embedding videos from the Services onto other websites or blogs. Users agree not to alter the Embedded Videos, only use the Company’s video player, and adhere to specific commercial usage guidelines. Users are also prohibited from using Embedded Videos for software development, including machine learning or AI systems. The Company disclaims liability for the user’s use of Embedded Videos, and the user agrees to defend, indemnify, and hold the Company harmless from any claims arising from their use of Embedded Videos.
Overall, this section of the Agreement outlines the limitations and restrictions on the use of the Company’s Services, clarifying the extent of the user’s license and the ownership of the content and branding associated with the Services. It also establishes the user’s responsibilities and liabilities when interacting with third-party links and embedded content.
4. General Provisions
The information available through the Services is provided solely for informational purposes on an “as is” basis at the user’s sole risk. ThriftMyLife.com makes no guarantees as to the accurateness, quality, or completeness of the information and shall not be responsible or liable for any errors, omissions, or inaccuracies in the information or for any user’s reliance on the information. Users are solely responsible for verifying the information as being appropriate for their personal use.
At its sole discretion, Thrift My Life may modify, suspend, change, or discontinue the Services, or may modify, suspend, change, or terminate your access to the Services, for any reason or no reason, with or without notice to you and without liability to you or any third party. In addition to restricting, suspending, or terminating your access to the Services, for any reason or no reason, Thrift My Life reserves the right to take appropriate legal action, including without limitation pursuing civil, criminal, or injunctive redress.
4.3 Procedure for Making Claims of Copyright Infringement
If you believe that content posted on the Services infringes your copyright rights, please provide our Copyright Agent with the necessary information as outlined in this section. Your notice of claims of copyright infringement should be addressed via email. Thrift My Life maintains a policy to terminate in appropriate circumstances the Service use privileges of all repeat infringers of copyright rights.
4.4 Electronic Communications
The communications between you and Thrift My Life use electronic means, whether you visit the Services or send Thrift My Life e-mails, or whether Thrift My Life posts notices on the Services or communicates with you via e-mail. For contractual purposes, you (1) consent to receive communications from Thrift My Life in an electronic form; and (2) agree that all terms and conditions, agreements, notices, disclosures, and other communications and documents that Thrift My Life provides to you electronically will have the same legal effect that such communications or documents would have if they were set forth in “writing.” The foregoing sentence does not affect your statutory rights.
Where Thrift My Life requires that you provide an e-mail address for notices and for other purposes, you are responsible for providing Thrift My Life with your most current e-mail address. In the event that the last e-mail address you provided to Thrift My Life is not valid, or for any reason is not capable of delivering to you any notices required/permitted by this Agreement, Thrift My Life’s dispatch of the e-mail containing such notice will nonetheless constitute effective notice. You may give notice to Thrift My Life via email. Such notice shall be deemed given when received by Thrift My Life.
4.6 Governing Law and Exclusive Venue
THIS AGREEMENT AND ANY ACTION RELATED THERETO WILL BE GOVERNED AND INTERPRETED BY AND UNDER THE LAWS OF THE STATE OF [Insert State], WITHOUT GIVING EFFECT TO ANY CONFLICT OF LAW OR OTHER PRINCIPLES THAT PROVIDE FOR THE APPLICATION OF THE LAW OF ANOTHER JURISDICTION. BOTH YOU AND THRIFT MY LIFE AGREE THAT ALL CLAIMS AND DISPUTES ARISING OUT OF OR RELATING TO THIS AGREEMENT WILL BE LITIGATED EXCLUSIVELY IN THE STATE OR FEDERAL COURTS LOCATED IN [Insert County/Region], [Insert State].
4.7 International Users
The Services are controlled and offered by Thrift My Life from its facilities in the United States of America. Thrift My Life makes no representations that the Services are appropriate or available for use in other locations. Those who access or use the Services from other countries do so at their own volition and are responsible for compliance with local law.
4.8 Export Control
You may not use, export, import, or transfer the Services except as authorized by U.S. law, the laws of the jurisdiction in which you obtained the Services, and any other applicable laws. In particular, but without limitation, the Services may not be exported or re-exported into any United States embargoed countries, or to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Department of Commerce’s Denied Person’s List or Entity List. By using the Services, you represent and warrant that you are not located in a country that is subject to a U.S. Government embargo or that has been designated by the U.S. Government as a “terrorist supporting” country, and that you are not listed on any U.S. Government list of prohibited or restricted parties.
4.9 Entire Agreement
This Agreement is the final, complete, and exclusive agreement of the parties with respect to the subject matter hereof and supersedes and merges all prior discussions between the parties with respect to such subject matter. Any waiver or failure to enforce any provision of this Agreement on one occasion will not be deemed a waiver of any other provision or of such provision
4.10 Questions, Complaints, Claims, Permissions
If you have any questions, complaints, or claims with respect to the Services, please contact our customer service department at contact page or using the contact information available on the Services. We will do our best to address your concerns. For usage and/or reprint permission requests, please email us directly here.
4.11 California Consumer Complaints
In accordance with California Civil Code §1789.3, California users of the Services may report complaints to the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs. You can contact them in writing at 1625 North Market Blvd., Suite N 112, Sacramento, CA 95834, or by telephone at (800) 952-5210.