Retirement doesn’t have to break the bank. These cities offer affordability without compromising on quality of life, making them ideal for retirees on a budget. Below are the cities and the estimated amount you’ll need to retire in each comfortably.
#1. Knoxville, Tennessee
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1082210768-1.jpg)
Estimated Retirement Savings Needed: $600,000
Knoxville boasts a low cost of living, affordable housing options, and access to quality healthcare, making it an attractive choice for retirees.
#2. Omaha, Nebraska
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1205655229-1.jpg)
Estimated Retirement Savings Needed: $650,000
With its affordable housing market, low taxes, and ample recreational activities, Omaha provides retirees with a comfortable lifestyle on a budget.
#3. Greenville, South Carolina
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1165403800-1.jpg)
Estimated Retirement Savings Needed: $700,000
Enjoy a mild climate, picturesque scenery, and a low cost of living in Greenville, making it an excellent option for retirees seeking affordability.
#4. Birmingham, Alabama
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_696217879-1.jpg)
Estimated Retirement Savings Needed: $700,000
Birmingham offers a low cost of living, mild climate, and a rich cultural scene, making it an attractive option for retirees seeking affordability.
#5. Boise, Idaho
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1207965919-1.jpg)
Estimated Retirement Savings Needed: $750,000
Boise offers outdoor recreational opportunities, a thriving cultural scene, and a lower cost of living compared to other West Coast cities.
#6. Memphis, Tennessee
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_705893698-1.jpg)
Estimated Retirement Savings Needed: $750,000
With its renowned music scene, historic landmarks, and affordable housing options, Memphis provides retirees with a vibrant and culturally rich environment.
#7. El Paso, Texas
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_2143344995-1.jpg)
Estimated Retirement Savings Needed: $800,000
Enjoy a warm climate, diverse culinary scene, and affordable housing market in El Paso, making it an appealing choice for retirees looking to stretch their savings.
#8. Tampa, Florida
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_262697828-1.jpg)
Estimated Retirement Savings Needed: $800,000
With its warm climate, vibrant cultural scene, and affordable housing options, Tampa provides retirees with a relaxed coastal lifestyle without breaking the bank.
#9. Fayetteville, Arkansas
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1341355673-1.jpg)
Estimated Retirement Savings Needed: $850,000
Fayetteville offers a college town atmosphere, scenic beauty, and a lower cost of living compared to larger cities, providing retirees with a relaxed and affordable lifestyle.
#10. Albuquerque, New Mexico
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1485044570-1.jpg)
Estimated Retirement Savings Needed: $850,000
Enjoy a diverse culture, stunning desert landscapes, and a low cost of living in Albuquerque, making it an appealing choice for budget-conscious retirees.
#11. Bozeman, Montana
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1133543615-1.jpg)
Estimated Retirement Savings Needed: $900,000
Nestled in the Rocky Mountains, Bozeman offers outdoor recreation, cultural attractions, and a strong sense of community, making it an ideal destination for retirees seeking a mix of adventure and affordability.
#12. Colorado Springs, Colorado
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1443720419-1.jpg)
Estimated Retirement Savings Needed: $900,000
Nestled against the backdrop of the Rocky Mountains, Colorado Springs offers outdoor adventures, a strong sense of community, and a lower cost of living than Denver.
#13. Pittsburgh, Pennsylvania
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_740014783-1.jpg)
Estimated Retirement Savings Needed: $950,000
Known for its affordable housing, cultural amenities, and access to world-class healthcare, Pittsburgh provides retirees with a comfortable and fulfilling lifestyle.
#14. Wichita, Kansas
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1872014986-1.jpg)
Estimated Retirement Savings Needed: $990,000
Wichita offers a low cost of living, a strong sense of community, and plenty of recreational activities, making it an attractive option for retirees looking to stretch their savings.
#15. Las Vegas, Nevada
![](https://www.fromfrugaltofree.com/wp-content/uploads/2024/03/shutterstock_1495290980-1.jpg)
Estimated Retirement Savings Needed: $1,000,000
With its affordable housing options, entertainment, and favorable tax environment, Las Vegas offers retirees a lively lifestyle without the need for a million-dollar nest egg.
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The post 15 U.S. Cities Where a Million Bucks Makes for a Rich Retirement first appeared on Thrift My Life.
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